What is Annuitization?

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	Welcome to Life Insurance Company of the Southwest.	1/7/2009

403(b) FAQ

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20% Withholding Tax on my
Retirement Plan Distribution?

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Transfer or Rollover?

4When Can I Withdraw
Money From My IRA?

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   Money Out of My IRA
   After Age 59½?

4When Must I Start Taking
Distributions From My IRA?

4What Are the Ways in Which
I Can Receive My IRA Values?

4What is Annuitization?

4What if I Should Die Before
I Start Receiving Distributions?

4What About Estate Taxes?

4How Can I Transfer My
IRA Values to LSW?

4May an Annuity be Used
for an IRA Transfer or Rollover?

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   or Rollover and Make an
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What is Annuitization?

An annuitization is a payout option other than a lump sum payment. Some payout options guarantee you an income for as long as you live, while other options spread your distribution out over the number of years that you choose. Guaranteed lifetime options include life income only, life income with a guaranteed number of payments, and joint life payments. Non-lifetime options include payments for a fixed number of years or payments of a specified amount. You may choose the form of distribution when you are ready to begin receiving payments.

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Updated: Monday, December 03, 2007 11:52:16 PM Eastern

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