Ways to Receive IRA Values

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	Welcome to Life Insurance Company of the Southwest.	1/7/2009

403(b) FAQ

4What is a Traditional IRA?

4What is an IRA Transfer?

4What is an IRA Rollover?

4What is a Direct IRA Rollover?

4Is There a Way to Avoid the
20% Withholding Tax on my
Retirement Plan Distribution?

4Is There a Maximum IRA
Transfer or Rollover?

4When Can I Withdraw
Money From My IRA?

4May I Avoid the Pre-59½
Withdrawal Penalty?

4What Are the Tax
   Consequences of Taking
   Money Out of My IRA
   After Age 59½?

4When Must I Start Taking
Distributions From My IRA?

4What Are the Ways in Which
I Can Receive My IRA Values?

4What is Annuitization?

4What if I Should Die Before
I Start Receiving Distributions?

4What About Estate Taxes?

4How Can I Transfer My
IRA Values to LSW?

4May an Annuity be Used
for an IRA Transfer or Rollover?

4May I Make an IRA Transfer
   or Rollover and Make an
   Annual IRA Contribution at
   the Same Time?

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What Are the Ways in Which I Can Receive My IRA Values?

You may choose from a number of available retirement options. These include a lump sum distribution, a systematic payout or an option customized especially to meet your needs.

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Updated: Tuesday, December 04, 2007 12:08:12 AM Eastern

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